The Savings Game: One way to find a financial planner, other reader questions
Q. I am retiring soon, and I will have the option of rolling over my 401(k) to an IRA. Also, I am not sure whether I should be converting some...
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The Savings Game: Comparing Medicare Advantage vs. Medigap
Medicare open enrollment began in mid-October and continues until December 7. It’s very important to understand all the potential pitfalls when enrolling in Medicare.
![In 2017, significant changes were made to the tax code that impacted income tax rates, standard deduction and estate taxes. Many of these changes will sunset at the end of 2025 unless Congress passes new legislation. So, it is important for families to consider what changes, if any, they should make. In 2017, income tax […]](https://www.orlandosentinel.com/wp-content/uploads/2023/10/202107301616TMS_____HEADSHOT_Elliot-Raphaelson-1.jpg?w=75 "In 2017, significant changes were made to the tax code that impacted income tax rates, standard deduction and estate taxes. Many of these changes will sunset at the end of 2025 unless Congress passes new legislation. So, it is important for families to consider what changes, if any, they should make. In 2017, income tax […]")
The Savings Game: Big income tax changes may come at end of 2025
In 2017, significant changes were made to the tax code that impacted income tax rates, standard deduction and estate taxes. Many of these changes will sunset at the end of...
The Savings Game: Consider bonds, CDs, money markets as interest rates climb
There are now many safe debt instruments that provide high returns with short and long maturities.
The Savings Game: Plan now for expected changes to estate tax
At the end of 2025, the regulations regarding lifetime gift and estate taxes will change, reducing the amount of wealth that is exempt from taxation.
The Savings Game: Consider Roth accounts or conversions
There are many advantages associated with Roth accounts for both retirees and their beneficiaries.
The Savings Game: Call back to get the Social Security benefit you’re actually due
The Savings Game: Call back to get the Social Security benefit you’re actually due, financial expert says.
The Savings Game: Here’s help in picking a Medicare plan, a complex process
Selecting a Medicare plan is complex.
Health savings accounts, beneficiaries and tax liability
I have written previously about the tax advantages associated with health savings accounts (HSAs). Contributions are tax-deductible regardless of income. Returns on contributions grow tax-deferred. As long as distributions are...
As a successor beneficiary of IRA, wife cannot do rollover
In this week's column, I will answer questions submitted by readers. Q. My husband inherited an IRA from his deceased father, who had already been receiving distributions based on his...